Stern's Fair Debt Collection Blog http://philipstern.com/blog Attorneys assisting consumers affected by debt collection. Thu, 16 Sep 2010 02:36:00 +0000 http://backend.userland.com/rss092 en What’s a Foti claim? We've handled quite a number of lawsuits, including class action lawsuits, based on a line of decisions dealing with what a debt collector must say when leaving a message on an answering machine or voice mail. Although not the first case in this line of decisions, a case brought in ... http://philipstern.com/blog/2010/01/07/whats-a-foti-claim/ About Philip D. Stern is an attorney with offices in New Jersey. He was admitted to practice law in 1984. His practice is substantially limited to representing consumers who have been contacted by debt collectors -- both in defense of collection lawsuits and in enforcing consumers' rights under the Fair Debt ... http://philipstern.com/blog/2010/01/07/about/ The FDCPA and the Big Bang Welcome to our Blog. We have to start somewhere. I believe it was Stephen Hawkins who pointed out that nothing can be relevant which occurred before the Big Bang. We have no intention of going back to that Big Bang. Our Big Bang started on September 20, 1977 when Congress enacted ... http://philipstern.com/blog/2010/01/07/hello-world/